The BMI and Health Insurance

While this may come as a shock to you, it can make some sense. If your BMI teaches you are too heavy for the height, you might find yourself paying a higher health care premium, making sense if you stop to think about it. The more you weigh, the higher your risks of developing some serious medical issues.

Insurance companies aren't happy relating to this because your insurance is meant to cover you for health risks. Well if your risks are higher because you weigh more, then your premiums are higher to cover those risks. Which means what we purchase a medical health insurance premium is basically up to us and our selection of lifestyle. Sort of a scary proposition, isn't it?

While you might be rather offended that you pay more because you weigh more, the insurance business is in the habit of taking smart risks on those in a healthy body and at an optimal weight.  get more info  know that when you are overweight or are actually obese, your wellbeing problems will require more health care. It's just a fact, not a punishment. There are specific exceptions to all the rules of course, and you may want to speak to an experienced health insurance broker to determine what those exceptions may be.

It might be that you really don't like eating fruits, nuts, veggies, lean meat and exercising more often, but if it means that in the long run you save a lot of cash on your health insurance premiums, it may be worth it - don't you think? Not only will your body say "thanks" so will your budget, and at this time with a serious recession, hardly any money saved is really a real blessing.

Clelland Green is with Benepath.com, a leader in providing health insurance quotes. Benepath provides individuals, families, and businesses with affordable health insurance quotes in just a few mouse clicks. For more information, visit http://www.benepath.com