The BMI and Health Insurance

While this may come as a shock for you, it can make some sense. If your BMI shows you are too heavy for your height, you might find yourself paying a higher health care premium, making sense if you stop to think about it. The more you weigh, the higher your risks of developing some serious medical issues.

Insurance companies aren't happy concerning this because your insurance is supposed to cover you for health risks. Well if  check here  are higher because you weigh more, then your premiums are higher to cover those risks. That means what we pay for a medical health insurance premium is basically up to us and our choice of lifestyle. Sort of a scary proposition, isn't it?

However, you might be rather offended that you pay more because you weigh more, the insurance business is in the habit of taking smart risks on those in good health and at an optimal weight. They know that for anyone who is overweight or are actually obese, your health problems will require more health care. It's only a fact, not just a punishment. There are particular exceptions to all the rules of course, and you may want to speak to an experienced medical health insurance broker to determine what those exceptions could be.

It may be that you really don't like eating fruits, nuts, veggies, lean meat and exercising more often, but if this means that over time you save lots of money on your medical health insurance premiums, it could be worth it - don't you think? Not only will the body say "thanks" so will your allowance, and right now with a significant recession, hardly any money saved is a real blessing.

Clelland Green is with Benepath.com, a leader in providing medical health insurance quotes. Benepath provides individuals, families, and businesses with affordable medical health insurance quotes in just a few mouse clicks. To learn more, visit http://www.benepath.com